Applicants interested in the Loan PreQualification Process for a USDA home loan only need a minimal credit score of 620. The requirements show three verifiable 12 month credit trade lines such as auto loans credit cards, and/or installment loans or rental history. Two years documentable employment history. The new guidelines do have household income limits, […]
Bank of England is proud to be one of the highest quality names when the subject of Mortgage Lenders in Sevier County. While there are many outlets including mortgage brokers and bankers to purchase a home using a USDA home loan, finding someone who specializes in these types of home loan programs is a huge […]
No, the Tennessee Bank of England Mortgage branch is a family-owned bank from England, Arkansas. They began in 1898 as a local bank and have grown to service mortgage loans in all fifty sates. Currently the headquarters for the mortgage division is in Little Rock, Arkansas, and has nothing to do with the Bank of […]
Debbie Scarantino NMLS # 167526 To learn more visit our other websites at: http://www.boetennessee.com http://www.fhahomeloanapplication.com http://www.vahomeloanapplications.com Apply with the Fast Track Application here for pre-qualification: Click the Apply Now Button to make formal application. Use our Beginning Home Application Response Form below to receive free information and advise from our Bank of England Mortgage Professionals. […]
Debbie Scarantino NMLS # 167526 Learn more about closing costs at http://www.boetennessee.com To learn more visit our other websites at: http://www.boetennessee.com http://www.fhahomeloanapplication.com http://www.vahomeloanapplications.com Disclaimer: This is not a commitment to lend or extend credit. All loans are subject to credit approval including credit worthiness, insurability, and ability to provide acceptable collateral. Not all loans or […]
Yes, a home mortgage loan can include renovation costs, however most rehab loans to improve properties are done using an FHA loan known as the FHA 203k loan. These loans require a 3.5 percent down payment on the total of the purchase and the amount of the home improvements needed. Our mortgage officers are very […]
Debbie Scarantino is a licensed credit counselor and will work with you step by step to turn your bad credit score around and prequalify for your home mortgage loan. It can take from 6 to 12 months to improve scores. Often scores can be corrected quickly if it is errors that are corrected. Debbie Scarantino […]
People wishing to improve bad credit and prequalify for a USDA rural housing mortgage need to first have their credit pulled by a reputable loan originator. If it is determined that credit rehab is needed there are multiple ways to accomplish that. Every situation will be different but a seasoned mortgage professional will be able […]