What is a USDA Mortgage Loan?

A USDA home loan from the USDA loan program, is also known as the USDA Rural Development Guaranteed Housing Loan Program. They are mortgage loans offered to rural property owners by the United States Department of Agriculture. This loan product is a fantastic way for first-time homebuyers acquire the home of their dreams. We specialize in […]


Do You Have a Mortgage Question?

We are most happy to answer questions you may have about any kind of mortgage loan, credit building, interest rates and where to begin?   Our loan professionals are here to answer any questions you may have. It’s simple just ask! Visit our other Mortgage Loan websites. Disclaimer: This is not a […]


Is Bank of England Mortgage Tennessee affiliated with the Bank of England in the UK?

Not at all. Bank Of England is an FDIC member bank and mortgage lender based right here in the United States. Debbie Scarantino NMLS # 167526 To learn more visit our other websites at: Disclaimer: This is not a commitment to lend or extend credit. All loans are subject to credit approval […]


Who Qualifies for a USDA Mortgage Loan?

Debbie Scarantino NMLS #167526 To learn more visit our other websites at: http://www.fhahomeloanapplication http://www.vahomeloanapplications Apply with the Fast Track application here for pre-qualification: Click the Apply Now Button to make formal application. Use our Beginning Home Application Response Form below to receive free information and advice from our Bank of England Mortgage Professionals.  Fill out […]


Is it possible to get a ZERO DOWN PAYMENT Mortgage Loan?

Positively yes! We serve the Knoxville, Nashville, and Sevierville areas of Tennessee. We also serve 49 states. It is possible to get a Zero Down Payment mortgage loan using the USDA rural development housing program. We do many each and every month. Our mortgage bankers are highly experienced in this loan product averaging over 20 […]


What are Pre Qualification Requirements for a USDA Mortgage Loan?

Applicants for a USDA home loan only need a minimal credit score of 620 showing three verifiable 12 month credit trade lines such as auto loans credit cards, and/or installment loans or rental history. Two years documentable employment history. The new guidelines do have household income limits, but they vary case-by case depending on how many […]


Who offers USDA Mortgage Loans?

While there are many outlets including mortgage brokers and bankers to purchase a home using a USDA home loan, finding someone who specializes in these types of home loan programs is a huge plus to the consumer. The best person is an experienced banker with many years involved in USDA home loans and a track record of […]