Positively yes! We serve the Knoxville, Nashville and Sevierville areas of Tennessee. We also serve 49 states. It is possible to get a Zero Down Payment loan using the USDA rural development housing program. We process many such loans each and every month. Our mortgage bankers are highly experienced in this loan product averaging over […]
What Makes a USDA Home Mortgage Loan Different Than Other Loan Products That Bank of England Offers?
A USDA home loan is different from a traditional mortgage and other loan products offered in the United States in several ways. USDA loans require no down payment, you may finance up to 100% of the property value. You must meet the income restrictions for the County you are interested in. Each county has a […]
Applicants interested in the Loan PreQualification Process for a USDA home loan only need a minimal credit score of 620. The requirements show three verifiable 12 month credit trade lines such as auto loans credit cards, and/or installment loans or rental history. Two years documentable employment history. The new guidelines do have household income limits, […]